Tips

Money borrowing is a wondrous thing until one thing goes wrong. Then, you won’t really like it. Well, one of the things to look out for before borrowing is the credibility of a lender. Before borrowing, you must ensure you have details of your potential borrower. That way, you will almost certainly know what awaits you when it’s time to repay the loan. Licensing is an essential factor in the credit world. Lenders that behave are more likely to have been licensed. Licensing proves the worthiness of a lender. Those that are not regulated will give you problems you’ve never seen before. Here are ways to distinguish licensed from unlicensed money lenders. Proof of licensing Any organization subscribing to specific standards will always get a license. You should see the physic...

Even though making resolutions can improve your financial situation and is a good thing to do at any time of the year, many people find it easier to do so at the beginning of a new year. No matter when you begin, the basics remain more or less the same. Here are four tips for getting ahead financially. Get Paid What You’re Worth and Spend Less Than You Earn This may sound simple, but a lot of people struggle with this rule. Make sure you have an idea about what your job is worth in the marketplace by conducting a thorough evaluation of your productivity, skills, contribution to the company, job tasks, and the going rate, both outside and inside the company, for what you do. Being underpaid even at a rate of $1,000 a year can have a massive cumulative effect over the course of your fina...